Compare Our Checking Accounts

	High Interest	Cash Back
Account	Free Kasasa Cash® Checking Learn More	Free Kasasa Cash Back® Checking Learn More
Fees	FREE	FREE
Best For	High Balances	Debit Card Transactions
Rewards	Earn 5.12% APY* on balances up to $10,000.00 Earn 5.12% to 0.27% APY* on balances over $10,000.00, depending on balance in account Earn 0.05% APY* if qualification aren't met Refunds on ATM fees nationwide (up to $25.00 monthly)	Earn 3.50% cash back on your first $300.00 of debit card purchases each month No category restrictions on purchases Earn up to $126.00 cash back per year, $10.50 per month Refunds on ATM fees nationwide (up to $25.00 monthly)
Monthly Service Fee	$0	$0
Free ATMs?	Refunds up to $25.00 a month	Refunds up to $25.00 a month
Free Online Banking?	Yes	Yes
Free Debit Card?	Yes	Yes
Direct Deposit Required?	Yes	Yes
Minimum Opening Deposit	$50.00	$50.00
Qualifications	Have at least 12 debit card purchases post and settle within each monthly qualification cycle At least 1 ACH credit or ACH payment transaction Be enrolled in and agree to receive eStatements	Have at least 12 debit card purchases post and settle within each monthly qualification cycle At least 1 ACH credit or ACH payment transaction Be enrolled in and agree to receive eStatements

If you don’t meet these qualifications, don’t worry — your account is still free.
Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

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